If you are craving a cozy, irresistible snack that doubles as a party favorite, this Frito Chili Cheese Dip Recipe is going to become your new best friend. Imagine a luscious layer of creamy cheese meeting a hearty, well-seasoned chili, all scooped up by crunchy, salty Frito corn chips for the perfect bite every time. It’s simple, comforting, and packed with bold flavors that bring friends and family together effortlessly.

Ingredients You’ll Need
The magic of this Frito Chili Cheese Dip Recipe lies in how simple yet thoughtfully chosen ingredients come together to create layers of flavor and texture. Each component adds its own charm: the rich beefy base, the creamy cheeses, and the zing from tomatoes and chili all play vital roles.
- 1 lb ground beef: Provides the hearty, savory foundation for the chili.
- 1 small onion, finely chopped: Adds a subtle sweetness and depth to the chili base.
- 1 packet chili seasoning mix: Infuses the chili with classic spices for a flavorful punch.
- 1 (15 oz) can kidney beans, drained and rinsed (optional): Adds texture and fiber, but feel free to skip if you prefer a beanless dip.
- 1 (10 oz) can diced tomatoes with green chilies: Brings moisture, color, and a touch of mild heat.
- 1 (8 oz) can tomato sauce: Creates a rich, savory sauce that holds the chili together.
- 1/2 cup water (or as needed): Adjusts the chili consistency for easy layering in the dip.
- 2 cups shredded cheddar cheese: Delivers sharpness and gooey meltiness to the cheese layer.
- 1 cup shredded mozzarella cheese: Offers stretchy melt and a milder counterpart to cheddar.
- 1 (8 oz) block cream cheese, softened: Makes the cheese base luxuriously smooth and creamy.
- 1/2 cup sour cream: Adds tang and balances the richness of the cheeses.
- 1 large bag Frito corn chips: The essential crunchy scoopers that complete this dip experience.
How to Make Frito Chili Cheese Dip Recipe
Step 1: Cook the Ground Beef and Onions
Start by heating a large skillet over medium heat and cooking the ground beef until it’s nicely browned, breaking it up as it cooks. Drain off any excess fat to keep the dip from becoming greasy. Next, toss in the finely chopped onion and cook for about three minutes until soft and fragrant. This combination forms the flavorful meat base that anchors the entire dip.
Step 2: Build the Chili
Now it’s time to stir in the chili seasoning mix, which transforms the beef and onion into a vibrant chili. Add the diced tomatoes with green chilies, tomato sauce, and the kidney beans if you’re using them. Pour in about half a cup of water to loosen the mixture to a nice, saucy consistency perfect for layering. Let the chili gently simmer over low heat for 10 to 15 minutes, giving the flavors time to meld beautifully. Then, remove from heat.
Step 3: Prepare the Cheese Layer
While the chili simmers, grab a medium bowl and blend the softened cream cheese and sour cream until silky smooth. This creamy base is the secret to that luscious texture. Fold in the shredded cheddar and mozzarella cheese, mixing until thoroughly combined. If you want, hold back a little cheese for sprinkling on top—because who doesn’t love a cheesy crown?
Step 4: Assemble the Dip
Take a 9×9-inch baking dish and spread the cheese mixture evenly across the bottom. This cheesy layer acts as a rich, indulgent bed for the chili topping. Next, pour your warm chili over the cheese, spreading it out carefully to cover every bit. If you saved some cheese, sprinkle it on top now for an extra golden, melty finish.
Step 5: Bake to Perfection
Preheat your oven to 350°F (175°C). Place the dip in the oven and bake for 15 to 20 minutes until the cheese is bubbling and invitingly golden. This baking step brings everything together, ensuring that perfect combination of gooey cheese and zesty chili in each scoop.
Step 6: Serve and Enjoy
Once out of the oven, serve your Frito Chili Cheese Dip piping hot alongside a big bag of crunchy Frito corn chips. The contrast of textures—the creamy, spicy dip and the crisp chips—is what makes this recipe an all-time favorite at gatherings or a comforting night in.
How to Serve Frito Chili Cheese Dip Recipe

Garnishes
Elevate your dip by adding fresh garnishes like chopped green onions, sliced jalapeños, or a sprinkle of fresh cilantro. These add freshness and a vibrant pop of color that makes the dip even more inviting. A dollop of sour cream or a handful of diced avocado on the side also pairs beautifully.
Side Dishes
This dip is pretty hearty on its own, but if you want to round out your snack spread, consider serving it with crisp veggie sticks like celery or bell peppers for some crunch and balance. A fresh salsa or guacamole can also complement the Frito Chili Cheese Dip Recipe perfectly.
Creative Ways to Present
Want to impress guests? Serve the dip in a hollowed-out bread bowl or individual mini cast iron skillets for personal portions. You could also layer the dip in clear glass dishes to show off its colorful layers before baking—making the anticipation even sweeter.
Make Ahead and Storage
Storing Leftovers
If you find yourself with leftovers, simply cover the dip tightly with plastic wrap or transfer it to an airtight container and refrigerate. It will stay fresh for up to 3 days. Leftover dip makes for a delicious, quick snack the next day.
Freezing
This Frito Chili Cheese Dip Recipe freezes well if you want to prep it ahead of time. After assembling the dip but before baking, cover it tightly with foil and freeze for up to 3 months. When ready to enjoy, thaw overnight in the fridge and bake as instructed.
Reheating
Reheat leftover or thawed dip in the oven at 350°F until warmed through and bubbly—about 15 minutes. You can also microwave individual portions, but baking preserves that wonderful melty cheese texture best.
FAQs
Can I make this dip vegetarian?
Absolutely! Simply omit the ground beef and use a meatless chili or extra beans and vegetables for the chili layer. The cheese base will still create that creamy, satisfying dip everyone loves.
Is it okay to skip the kidney beans?
Yes, you can leave out the beans if you prefer a smoother texture or if you’re not a fan. The dip will still be delicious and hearty thanks to the flavorful meat and tomato sauce.
Can I use different types of cheese?
Definitely. While cheddar and mozzarella give a nice balance of sharpness and stretch, feel free to experiment with pepper jack for spice or Monterey Jack for creaminess to suit your taste buds.
What’s the best way to keep chips from getting soggy?
For a great chip-to-dip crunch ratio, serve the Frito corn chips on the side rather than dipping directly into the baking dish. This way you can scoop up fresh chipfuls each time!
Can I prepare this dip ahead for a party?
Yes! You can assemble it a day in advance and keep it covered in the fridge. When your guests arrive, pop it in the oven to bake and serve warm. It’s a total timesaver and just as delicious.
Final Thoughts
This Frito Chili Cheese Dip Recipe has all the hallmarks of the ultimate comfort snack: bold chili flavors, creamy cheesy goodness, and the perfect crunch of Frito chips. It’s easy to make, fun to share, and guaranteed to turn any event into a festive occasion. So grab a bowl, invite some friends over, and dig into this irresistible dip—you won’t regret it!
Print
Frito Chili Cheese Dip Recipe
- Prep Time: 10 minutes
- Cook Time: 25 minutes
- Total Time: 35 minutes
- Yield: 6 to 8 servings
- Category: Appetizer
- Method: Baking
- Cuisine: American
Description
This Frito Chili Cheese Dip is a warm, cheesy, and hearty appetizer perfect for game days, parties, or casual gatherings. Layers of seasoned ground beef chili and creamy cheese mix come together for a flavorful dip served with crunchy Frito corn chips. With a balance of spicy chili, creamy cheeses, and the satisfying crunch of corn chips, this dip is sure to be a crowd-pleaser.
Ingredients
Chili Ingredients
- 1 lb ground beef
- 1 small onion, finely chopped
- 1 packet chili seasoning mix
- 1 (15 oz) can kidney beans, drained and rinsed (optional)
- 1 (10 oz) can diced tomatoes with green chilies
- 1 (8 oz) can tomato sauce
- 1/2 cup water (or as needed)
Cheese Layer Ingredients
- 2 cups shredded cheddar cheese
- 1 cup shredded mozzarella cheese
- 1 (8 oz) block cream cheese, softened
- 1/2 cup sour cream
Serving
- 1 large bag Frito corn chips
Instructions
- Make the chili: In a large skillet, cook the ground beef over medium heat until browned, breaking it up with a spoon as it cooks. Drain any excess fat.
- Cook the onion: Add the chopped onion to the skillet and cook until softened, about 3 minutes.
- Add chili ingredients: Stir in the chili seasoning mix, diced tomatoes with green chilies, tomato sauce, and kidney beans if using.
- Simmer chili: Add water as needed to reach your desired chili consistency. Let the chili simmer over low heat for 10-15 minutes, stirring occasionally. Once ready, remove from heat.
- Prepare cheese mixture: In a medium mixing bowl, combine softened cream cheese and sour cream, stirring until smooth.
- Combine cheeses: Add the shredded cheddar and mozzarella cheese to the cream cheese mixture and stir until well combined. Reserve a little cheese for topping if desired.
- Assemble dip base: Spread the cheese mixture evenly in the bottom of a 9×9-inch baking dish or similar oven-safe dish.
- Add chili layer: Pour the prepared chili mixture over the cheese layer and spread evenly.
- Top with cheese: Sprinkle the reserved cheese on top of the chili layer for extra cheesiness.
- Preheat oven: Heat your oven to 350°F (175°C).
- Bake: Bake the assembled dip for 15-20 minutes, or until the cheese is melted and bubbly.
- Serve: Remove from the oven and serve immediately with a large bag of Frito corn chips for dipping. Enjoy!
Notes
- You can omit kidney beans for a bean-free version.
- Adjust chili seasoning to taste for spice preferences.
- Make sure cream cheese is softened for easier mixing.
- Use oven-safe dish to ensure safe baking.
- Serve immediately to enjoy the melted cheese texture.
- Store leftovers covered in refrigerator for up to 3 days and reheat thoroughly before serving.

